NCUA and ESI Insurance

With Maine Highlands Federal Credit Union, your accounts are insured with the National Credit Union Association (NCUA)NCUA is an agency of the federal government which insures the safety of your accounts with us.  As a member of NCUA, we operate under strict federal and state financial regulations and are regularly monitored to ensure that we always serve our members’ best interests.  Your savings is federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government.  No depositor has ever lost a single dollar of NCUA protected money.



In addition, your accounts are insured for an additional $250,000.00 with the protection of Excess Share Insurance Corporation (ESI), a subsidiary of American Share Insurance, a credit union-owned private deposit insurer.  See more information on ESI insurance.