| Account Type | Dividend Rate | Annual Percentage Yield | Minimum $ To Open Account | Minimum Balance Required to Earn APY* |
|---|---|---|---|---|
| Shares (Savings) | ||||
| $50 – $2,500 | 0.10% | 0.10% | $5.00 | $50 |
| $2,500 + | 0.10% | 0.10% | $5.00 | $50 |
| Money Markets | ||||
| $2500 + | 0.25% | 0.25% | $2,500 | $2,500 |
| Share Certificates** | ||||
| 3 Months | 0.50% | 0.50% | $500 | $500 |
| 6 Months | 0.85% | 0.85% | $500 | $500 |
| 12 Months | 1.15% | 1.16% | $500 | $500 |
| 18 Months | 1.30% | 1.31% | $500 | $500 |
| 24 Months | 1.50% | 1.51% | $500 | $500 |
| 36 Months | 1.75% | 1.76% | $500 | $500 |
| 48 Months | 2.00% | 2.02% | $500 | $500 |
| 60 Months | 2.50% | 2.53% | $500 | $500 |
| IRA Shares | 0.25% | 0.25% | $0 | $50 |
| Opening Fee $10.00 | ||||
| IRA Certificates** | ||||
| 3, 6, 9, 12, 15,18, 24 Months | 1.50% | 1.51% | $500 | $500 |
| 36 Months | 1.50% | 1.51% | $500 | $500 |
| 48 Months | 2.00% | 2.02% | $500 | $500 |
| Health Savings Accounts | 0.10% | 0.10% | $0 | $50 |
| Clubs | 0.10% | 0.10% | $0.00 | No Minimum |
| Christmas | ||||
| Vacation | ||||
| All-Purpose | ||||
| Critter | ||||
| Youth Accounts | ||||
| Monty Moose | same as shares | same as shares | $1.00 | $10 |
| (3 – 13) | ||||
| Greenbucks | same as shares | same as shares | $5.00 | $50 |
| (14 – 17) | ||||
*Annual Percentage Yield
**A penalty may be imposed for early withdrawal
Effective as of 7:30 AM on January 19, 2019. Rates subject to change.
Annual Percentage Yield is accurate as of December 31, 2018