Media Hawaii FCU
605 Kapiolani Blvd
Honolulu, HI 96813
Ph: (808) 545-3281
Fax: (808) 524-9393
Rates
Loan rates are effective April 1, 2008 Rates listed are subject to change
Loans
Other Stipulations
Rate
APR*
Term**
Creditline
Maximum Amount $10,000.00
10.000%
10.000%
24
Personal
Maximum Amount $10,000.00
5.250%
5.250%
12
Personal
Maximum Amount $10,000.00
6.250%
6.250%
24
Personal
Maximum Amount $10,000.00
7.250%
7.250%
36
Personal
Maximum Amount $10,000.00
8.250%
8.250%
48
Personal
Maximum Amount $10,000.00
9.250%
9.250%
60
Education
Up to 12 months
5.000%
5.000%
12
Education
Up to 36 months
7.000%
7.000%
36
Share Secured
100% Shares Pledged
4.500%
4.500%
120
New Auto
100% of Invoice Price
4.650%
4.650%
48
New Auto
100% of Invoice Price
4.900%
4.900%
60
New Auto (for amounts over $30,000)
100% of Invoice Price
5.750%
5.750%
72
New Auto (for amounts over $30,000)
100% of Invoice Price
6.750%
6.750%
96
New Auto (for amounts over $30,000)
100% of Invoice Price
8.000%
8.000%
120
Used Auto (4 Yrs or Newer)
100% Retail Kelly Blue Book Value
4.650%
4.650%
48
Used Auto (4 Yrs or Newer)
100% Retail Kelly Blue Book Value
4.900%
4.900%
60
Used Auto (Over 4 Yrs)
100% Retail Kelly Blue Book Value
7.000%
7.000%
48
Used Auto (Over 4 Yrs)
100% Retail Kelly Blue Book Value
8.000%
8.000%
60
New Motorcycle
100% of Invoice Price
7.500%
7.500%
48
New Motorcycle
100% of Invoice Price
8.500%
8.500%
60
Used Motorcycle (2 Yrs & Less)
100% Retail Kelly Blue Book Value
9.000%
9.000%
48
Used Motorcycle (2 Yrs & Less)
100% Retail Kelly Blue Book Value
10.000%
10.000%
60
*APR = Annual Percentage Rate
**The term is used to calculate the scheduled payment - These loans are Open-End loans
FILING FEE: You will be charged a lien filing fee at the time of an advance in the credit union takes a security interest in your collateral. The amount of the lien filing fee will be based on the amount of fee required by state law for the credit union to obtain a lien on your property. The amount of the filing fee will be disclosed on the voucher.
MINIMUM PAYMENT: Your minumum payment will never be less than $25.00 per month.
COLLECTION COST: You promise to pay all costs of collecting the amount you owe under this areement including court costs and reasonable attorney fees. Go To Loan Application | Go To Calculators | Back to Top
Share (savings) rates are effective July 1, 2008
Savings
Minimum Balance
Dividend Rate
APY*
Term
Tier 2
100.00 - 4,999.99
0.750%
0.750%
n/a
Tier 3
5,000.00 - 24,999.99
1.000%
1.000%
n/a
Tier 4
25,000.00 - Over
1.500%
1.510%
n/a
Christmas Account
5.00
1.250%
1.260%
n/a
Sharedraft Account
.000%
.000%
n/a
Individual Retirement Account
100.00
3.250%
3.290%
n/a
Dividends are posted quarterly to your account. Rates are subject to change without prior notice; call the credit union for current rates. Share accounts may be subject to fees after the account is open, please refer to the fee schedule.
*APY = Annual Percentage Yield Back to Top
Certificates
Minimum Deposit
Dividend Rate
APY*
Term
12 Months
2,500.00
3.250%
3.250%
12
18 Months
2,500.00
3.300%
3.300%
18
24 Months
2,500.00
3.350%
3.350%
24
Dividends on Certificates are posted quarterly to your regular share account. Rates are subject to change without prior notice; call the credit union for current rates. If your account has a maturity of less than one year, the penalty we may impose will equal 30 days dividends on the amount withdrawn subject to penalty. If your account has an original maturity of one year or more, the penalty we may impose will equal 90 days dividends on the amount withdrawn subject to penalty.
*APY = Annual Percentage Yield Back to Top
